Introduction to Identity Theft

The day begins just like any other one normally would.
You’re on your way to work in the morning and realize you
need to make a quick pit stop at the gas station before you
run out of fuel completely. You fill up the tank and grab a
coffee and newspaper once inside the store. You offer the
cashier your credit card and are stunned when she tells you
that it has been rejected. As the wave of embarrassment
rushes over you, you fumble around in your pockets for
enough cash to cover the entire bill. On the way out you
stop at the ATM to replace the money you had in your
pocket and to your horror the screen tells you that your
account has insufficient funds. Panicked now, you arrive at
the office and immediately check your online credit card and
bank statements. Your checking account is in overdraft
which means there must be some kind of mistake as you
know there was enough in there for the next mortgage
payment and then some. Your credit card statement shows